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Simple Spending

A Visa Credit Card that's accepted globally and serviced locally.

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Visa Credit Card

Get rewarded each time you spend. Strait View Credit Union's Visa Credit Card offers low rates, free balance transfers and flexible terms. Enjoy safe worldwide purchasing power paired with local service.

woman paying credit card

uChoose Rewards

uchoose logoEarn points each time you use your Strait View Visa Credit Card. Redeem your points for thousands of items like events tickets, electronics or a spa treatment. 


Termsand Conditions

Following is important information about our VISA card terms:
Grace period for repayment of the balance for purchases: 28 Days. There is no grace period for cash advances.

Fees:
Annual fee: $10 charged by Strait View Credit Union.
Cash Advance Fee: No fee charged by Strait View Credit Union.
Over the Limit Fee: $10 per transaction.
Late Fee: $5 if late 10 days or more.

Method of computing the balance of purchases: Average daily balance including new purchases. Minimum monthly payment: 3% of outstanding balance at the end of the 28th day of the month, rounded up to the nearest dollar ($20 minimum).

Security Pledge: As security for all advances and purchases made via the use of your VISA card and ATM card, you grant Strait View Credit Union a security interest in all shares and deposits held by you, now and in the future. If you are delinquent on any VISA or Line of Credit payment, the credit union may transfer funds from  your deposit account with us to pay off or reduce the delinquent debt.

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