Smart Checking

A checking account at SVCU is the smart choice.

Checking Accounts

Our checking accounts make managing your money simple and affordable. With convenient 24/7 access to your account and competitive dividend rates we have checking options for everyone. Choose a checking account that fits your spending lifestyle.

Open an Account Bill Pay Debit Card

Features & Benefits

All of our Checking Accounts include the following benefits:

Free Online Banking, Bill Pay and eStatements.

Unlimited Check Writing

Free Visa Debit Card

Access to over 30,000 Surcharge-free ATMs

Identity Theft Remediation and Recovery

Expense Reimbursement Insurance up to $25,000

Entitlement to Credit Monitoring

Lost Documentation Replacement

Monthly consolidated statement

Basic Checking

With basic checking there is a minimum balance requirement of $250 to avoid the $3.00 per month service fee. In addition, regardless of the balance, you will see an additional $3.00 Monthly Security Fee on the last day of each month.

55+ Checking

Members 55 or older who use direct deposit are eligible for 55+ checking. With this account there's no minimum balance requirement. There is a $3.00 Monthly Security Fee which is assessed on the last day of each month. Your account has free online banking and free check orders.

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