VISA Credit Card

VISA Rates Effective Date: February 19, 2019

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VISA Credit Card and Annual  Percentage Rate

VISA Credit up to $8000

9.00% – 12.00%

Cash Advance


Balance Transfer


Penalty Rates


Following is important information about our VISA card terms:
Grace period for repayment of the balance for purchases: 28 Days. There is no grace period for cash advances.

Annual fee: $10 charged by Strait View Credit Union.
Cash Advance Fee: No fee charged by Strait View Credit Union.
Over the Limit Fee: $10 per transaction.
Late Fee: $5 if late 10 days or more.

Method of computing the balance of purchases: Average daily balance including new purchases. Minimum monthly payment: 3% of outstanding balance at the end of the 28th day of the month, rounded up to the nearest dollar ($20 minimum).

Security Pledge: As security for all advances and purchases made via the use of your VISA card and ATM card, you grant Strait View Credit Union a security interest in all shares and deposits held by you, now and in the future. If you are delinquent on any VISA or Line of Credit payment, the credit union may transfer funds from  your deposit account with us to pay off or reduce the delinquent debt.