Consumer Loan Rates

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Rates Effective Personal Date: August 24, 2017

Your rate will be based on the term of the loan, the amount down and your credit qualifications. Other exclusions or or restrictions apply.

Loan Type  and Annual Percentage Rate

Purchase of New and Used Autos & Trucks (repayment up to 96 months)

3.00% – 16.50%


New and Used RV’s, Boats, Travel Trailers, Mini Motor Homes, Campers (repayment up to 180 months)

4.25% – 7.50%


Off Road Vehicles, Dirt Bikes, ATV’s and Jet Ski’s
(repayment up to 60 months)

 4.5% – 9.00%


New and Used Mobile Homes (repayment to 240 months)

 5.25% – 6.50%


Park Models (repayment to 180 months)

 5.45% – 5.95%


Personal Loans, up to $8000 (24 months)

9.00% – 12.00%


 Shared Secured

2% over dividend rate


 Certificate Secured

 2% over dividend rate


Medical Loans (100% guaranteed by the OMC and FCH hospital)

 6.00%


Fully Secured Debt Consolidation (repayment to 60 months)

 8.00% – 10.00%


Classic/Antique Vehicles

4.00% – 7.00%


Classic Visa Card

 9.00% – 12.00%


 Secured Visa Card

9.00% – 12.00%


Mortgage Rates (click to see)